[et_pb_section fb_built=\"1\u2033 _builder_version=\"4.19.5\u2033 background_enable_image=\"off \" background_video_mp4=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/Bancaire.mp4\u2033 background_video_width=\"1920\u2033 height_tablet= \" \" height_phone=\"500px \" height_last_edited=\"on|phone \" custom_padding=\"||180px||| \" global_colors_info=\"{} \"][et_pb_row column_structure=\"3_5,2_5\u2033 _builder_version=\"4.16\u2033 global_colors_info=\"{} \"][et_pb_column type=\"3_5\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text content_tablet= \"<\/p>\n
\u00a0\" content_phone= \"<\/p>\n
<\/span><\/p>\n \u00a0\" content_last_edited=\"on|phone \" _builder_version=\"4.19.5\u2033 text_line_height=\"2em \" header_font=\"Raleway|600||on||||| \" header_text_color=\"#ffffff \" header_font_size=\"40px \" header_letter_spacing=\"2px \" header_line_height=\"40px \" header_3_font=\"Lato|300||||||| \" header_3_text_color=\"rgba(255,255,255,0.82) \" header_3_line_height=\"33px \" text_font_tablet= \" \" text_font_phone= \" \" text_font_last_edited=\"on|phone \" header_text_color_tablet=\"#ffffff \" header_text_color_phone=\"#ffffff \" header_text_color_last_edited=\"on|phone \" text_text_shadow_style=\"preset5\u2033 text_text_shadow_horizontal_length=\"0.13em \" text_text_shadow_vertical_length=\"0.13em \" text_text_shadow_blur_strength=\"0.03em \" text_text_shadow_color=\"#FFFFFF \" header_text_shadow_style=\"preset5\u2033 header_text_shadow_color=\"#FFFFFF \" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=\"2_5\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.16\u2033 custom_padding=\"40px|0px|24px|0px|false|false \" bottom_divider_color=\"#f7f9fb \" bottom_divider_flip=\"horizontal \" locked=\"off \" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\u2033 custom_padding=\"34px|0px|20px|0|false|false \" global_colors_info=\"{} \"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text content_tablet= \"<\/p>\n \u00a0\" content_phone= \"<\/p>\n \u00a0\" content_last_edited=\"off|desktop \" _builder_version=\"4.21.0\u2033 text_font=\"Lato|300||||||| \" header_font=\"Lato|||||||| \" header_2_font=\"Lato|600||||||| \" header_2_font_size=\"36px \" header_2_line_height=\"54px \" header_3_font=\"Lato|300||||||| \" header_3_text_align=\"justify \" header_3_text_color=\"555\u2033 header_3_font_size=\"23px \" header_3_line_height=\"1.5em \" global_colors_info=\"{} \"]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 custom_padding_last_edited=\"off|desktop \" admin_label=\"Connect with users \" _builder_version=\"4.16\u2033 background_color_gradient_direction=\"130deg \" background_image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2018\/12\/background1.png \" background_size=\"initial \" max_width_tablet= \" \" max_width_phone= \" \" max_width_last_edited=\"on|desktop \" custom_margin=\"0px||0px| \" custom_padding=\"30px||23px||false|false \" custom_padding_tablet=\"||| \" bottom_divider_color=\"rgba(0,87,126,0) \" bottom_divider_height=\"279px \" bottom_divider_arrangement=\"above_content \" bottom_divider_height_tablet=\"150px \" bottom_divider_height_phone=\"110px \" bottom_divider_height_last_edited=\"on|desktop \" locked=\"off \" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\u2033 use_custom_gutter=\"on \" gutter_width=\"2\u2033 make_equal=\"on \" _builder_version=\"4.16\u2033 custom_margin=\"|| \" custom_padding=\"44px|0px|0|0px|false|false \" animation_style=\"slide \" animation_intensity_slide=\"-10% \" global_colors_info=\"{}\"][et_pb_column type=\"1_3\u2033 module_class=\"centrer-vertically\" _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text content_tablet= \"<\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n #<\/span><\/strong>Independence \u00a0\" content_phone= \"<\/p>\n #<\/span><\/strong>Independence \u00a0\" content_last_edited=\"on|phone \" _builder_version=\"4.19.2\u2033 text_font=\"Open Sans|300||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"22px \" text_line_height=\"1.6em \" ul_font=\"|||||||| \" header_font=\"Open Sans|300||||||| \" header_text_color=\"#7777\u2033 header_font_size=\"22px \" header_line_height=\"2em \" header_2_font=\"Raleway|||||||| \" header_2_text_color=\"#3333\u2033 header_2_font_size=\"30px \" header_2_line_height=\"1.5em \" header_3_font=\"Montserrat||on||||| \" header_3_text_color=\"#00577e \" header_3_font_size=\"15px \" header_3_letter_spacing=\"1px \" max_width=\"800px \" max_width_last_edited=\"off|desktop \" module_alignment= \"left \" custom_margin=\"||| \" custom_padding=\"||| \" header_2_font_size_tablet=\"35px \" header_2_font_size_phone=\"28px \" header_2_font_size_last_edited=\"on|desktop \" locked=\"off \" global_colors_info=\"{}\"]<\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n #<\/span><\/strong>Independence [\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title=\"Bank Loans\" image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/debt.png \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Raleway|600||||||| \" header_text_color=\"#232323\u2033 header_font_size=\"18px \" header_line_height=\"1.7em \" body_font=\"Lato|||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"15px \" body_line_height=\"1.8em \" background_color=\"#ffffff \" text_orientation=\"center \" module_alignment=\"left \" min_height=\"310px \" custom_margin=\"||0px| \" custom_padding=\"30px|20px|25px|20px|false|true \" custom_padding_phone=\"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style= \"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" link_option_url=\"#section_1\u2033 border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0.3) \"]<\/p>\n Home loans, earmarked loans, revolving loans, business loans, overdrafts... Complex contracts that require expert analysis.<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"#section_1\u2033 button_text=\"Learn more\" button_alignment=\"center \" _builder_version=\"4.16\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#b38d51\u2033 button_bg_color=\"#ffffff \" button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"3||divi||400\u2033 background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#b38d51\u2033 button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||||false \"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title=\"Bank Charges\" image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/rate.png \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Raleway|600||||||| \" header_text_color=\"#232323\u2033 header_font_size=\"18px \" header_line_height=\"1.7em \" body_font=\"Lato|||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"15px \" body_line_height=\"1.8em \" background_color=\"#ffffff \" text_orientation=\"center \" module_alignment=\"left \" min_height=\"310px \" custom_margin=\"||0px| \" custom_padding=\"30px|20px|40px|20px|false|true \" custom_padding_phone=\"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style= \"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" link_option_url=\"#section_1\u2033 border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0.3) \"]<\/p>\n Incorrect application of pricing conditions or failure to provide proof of commission charged may result in a refund.<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"#section_1\u2033 button_text=\"Learn more\" button_alignment=\"center \" _builder_version=\"4.16\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#b38d51\u2033 button_bg_color=\"#ffffff \" button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"3||divi||400\u2033 background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#b38d51\u2033 button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||||false \"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\u2033 make_equal=\"on \" _builder_version=\"4.16\u2033 custom_padding=\"40px|0px|0px|0px|false|false \" animation_style=\"slide \" animation_intensity_slide=\"-10% \" global_colors_info=\"{}\"][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title= \"Fraudes \" image= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/hook.png \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Raleway|600||||||| \" header_text_color=\"#232323\u2033 header_font_size=\"18px \" header_line_height=\"1.7em \" body_font=\"Lato|||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"15px \" body_line_height=\"1.8em \" background_color=\"#ffffff \" text_orientation=\"center \" module_alignment=\"left \" min_height=\"305px \" custom_margin=\"41px||0px||| \" custom_padding=\"30px|20px|40px|20px|false|true \" custom_padding_phone=\"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style= \"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" link_option_url=\"#section_2\u2033 border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0.3) \"]<\/p>\n As numerous as they are varied, fraud techniques are being perfected to stay one step ahead of the devices that are supposed to secure your means of payment.<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"#section_2\u2033 button_text=\"Learn more\" button_alignment=\"center \" _builder_version=\"4.16\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#b38d51\u2033 button_bg_color=\"#ffffff \" button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"3||divi||400\u2033 background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#b38d51\u2033 button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||||false \"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_3\u2033 module_class=\"centrer-vertically\" _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title= \"MUSE AVOCATS \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Poppins|||||||| \" header_text_color=\"#b38d51\u2033 header_font_size=\"15px \" header_letter_spacing=\"2px \" header_line_height=\"1.7em \" body_font=\"Lato|300||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"24px \" body_line_height=\"34px \" background_color=\"#ffffff\" text_orientation= \"center \" module_alignment=\"left \" min_height=\"140px \" custom_margin=\"55px||0px||| \" custom_padding=\"30px|20px|40px|20px|false|true \" custom_padding_phone= \"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" locked=\"off \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0,0.3) \"]<\/p>\n Initial consultation refunded*<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"https:\/\/www.muse-avocats.com\/contact\/ \" button_text=\"contact us \" button_alignment=\"center \" _builder_version=\"4.19.2\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#ffffff \" button_bg_color=\"#b38d51\u2033 button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"\ue090||divi||400\u2033 button_icon_color=\"#ffffff \" background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#ffffff \" button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||30px||false \"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title=\"Bonding, Pledging, Mortgage & Other Guarantees\" image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/money-back.png \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Raleway|600||||||| \" header_text_color=\"#232323\u2033 header_font_size=\"18px \" header_line_height=\"1.7em \" body_font=\"Lato|||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"15px \" body_line_height=\"1.8em \" background_color=\"#ffffff \" text_orientation=\"center \" module_alignment=\"left \" min_height=\"305px \" custom_margin=\"41px||0px||| \" custom_padding=\"30px|20px|40px|20px|false|true \" custom_padding_phone=\"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style= \"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" link_option_url=\"#section_2\u2033 border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0.3) \"]<\/p>\n The law on bank guarantees requires a seasoned eye to detect the many breaches that lenders can be held liable for.<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"#section_2\u2033 button_text=\"Learn more\" button_alignment=\"center \" _builder_version=\"4.16\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#b38d51\u2033 button_bg_color=\"#ffffff \" button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"3||divi||400\u2033 background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#b38d51\u2033 button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||||false \"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\u2033 make_equal=\"on \" _builder_version=\"4.16\u2033 custom_padding=\"40px|0px|40px|0px|true|false \" animation_style=\"slide \" animation_intensity_slide=\"-10% \" global_colors_info=\"{}\"][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][\/et_pb_column][et_pb_column type=\"1_3\u2033 module_class=\"center-vertically\" _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_blurb title= \"Cryptocurrencies, NFT \" image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/crypto.png \" image_icon_width=\"60px \" _builder_version=\"4.19.5\u2033 header_font=\"Raleway|600||||||| \" header_text_color=\"#232323\u2033 header_font_size=\"18px \" header_line_height=\"1.7em \" body_font=\"Lato|||||||| \" body_text_color=\"#777777\u2033 body_font_size=\"15px \" body_line_height=\"1.8em \" background_color=\"#ffffff \" text_orientation=\"center \" module_alignment=\"left \" min_height=\"305px \" custom_margin=\"||0px| \" custom_padding=\"30px|20px|40px|20px|false|true \" custom_padding_phone=\"39px||| \" custom_padding_last_edited=\"off|desktop \" animation_style= \"zoom \" animation_intensity_zoom=\"8% \" animation=\"off \" link_option_url=\"#section_3\u2033 border_radii=\"on|10px|10px|10px|10px \" border_width_all_image=\"50px \" border_style_all_image=\"none \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"70px \" box_shadow_color=\"rgba(110,130,208,0.18) \" image_max_width=\"60px \" global_colors_info=\"{} \" box_shadow_blur__hover=\"70px \" box_shadow_color__hover=\"rgba(0,0,0.3) \"]<\/p>\n A vast area of the economy and finance that is poorly regulated, with new players, often from abroad, generating increased risks of fraud.<\/p>\n [\/et_pb_blurb][et_pb_button button_url=\"#section_3\u2033 button_text=\"Learn more\" button_alignment=\"center \" _builder_version=\"4.16\u2033 custom_button=\"on \" button_text_size=\"14px \" button_text_color=\"#b38d51\u2033 button_bg_color=\"#ffffff \" button_bg_color_gradient_direction=\"90deg \" button_bg_color_gradient_stops= \"#f7828e 0%|#fcb6ab 100% \" button_bg_color_gradient_start=\"#f7828e \" button_bg_color_gradient_end=\"#fcb6ab \" button_border_width=\"0px \" button_border_color=\"rgba(0,0,0,0) \" button_border_radius=\"400px \" button_letter_spacing=\"1px \" button_font=\"Montserrat||on||||| \" button_icon=\"3||divi||400\u2033 background_layout=\"dark \" custom_margin=\"-20px||| \" custom_padding=\"10px|30px|10px|30px|true|true \" animation_style=\"zoom \" animation_intensity_zoom=\"8% \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"15px \" box_shadow_color=\"rgba(110,130,208,0.23) \" button_text_color_hover=\"#7a69e6\u2033 button_letter_spacing_hover=\"8px \" locked=\"off \" global_colors_info=\"{} \" button_text_size__hover_enabled= \"off \" button_one_text_size__hover_enabled=\"off \" button_two_text_size__hover_enabled=\"off \" button_text_color__hover_enabled=\"on \" button_text_color__hover= \"#b38d51\u2033 button_one_text_color__hover_enabled=\"off \" button_two_text_color__hover_enabled=\"off \" button_border_width__hover_enabled=\"off \" button_one_border_width__hover_enabled=\"off \" button_two_border_width__hover_enabled=\"off \" button_border_color__hover_enabled=\"off \" button_one_border_color__hover_enabled=\"off \" button_two_border_color__hover_enabled=\"off \" button_border_radius__hover_enabled=\"off \" button_one_border_radius__hover_enabled=\"off \" button_two_border_radius__hover_enabled=\"off \" button_letter_spacing__hover_enabled=\"on \" button_letter_spacing__hover=\"2px \" button_one_letter_spacing__hover_enabled=\"off \" button_two_letter_spacing__hover_enabled=\"off \" button_bg_color__hover_enabled=\"off \" button_one_bg_color__hover_enabled=\"off \" button_two_bg_color__hover_enabled= \"off \" custom_padding__hover_enabled=\"on \" custom_padding__hover=\"|40px||||false \"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_3\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.16\u2033 custom_padding=\"26px|0px|20px|0px|false|false \" global_colors_info=\"{} \"][et_pb_row _builder_version=\"4.16\u2033 custom_padding=\"23px|0px|16px|0px|false|false \" global_colors_info=\"{} \"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_divider color=\"#e8e8e8\u2033 _builder_version=\"4.16\u2033 height=\"1px \" global_colors_info=\"{} \"][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 custom_padding_last_edited=\"off|desktop \" admin_label=\"Menu\" module_id=\"section_1\u2033 _builder_version=\"4.16\u2033 use_background_color_gradient=\"on \" background_color_gradient_stops=\"rgba(255,255,255,0.41) 37%|rgba(255,255,255,0.41) 100% \" background_color_gradient_overlays_image=\"on \" background_color_gradient_start=\"rgba(255,255,255,0.41) \" background_color_gradient_start_position=\"37% \" background_color_gradient_end=\"rgba(255,255,255,0.41) \" custom_margin=\"||0px \" custom_padding=\"39px|0px|47px|0px|false|false \" custom_padding_tablet=\"50px||| \" bottom_divider_color=\"#b38d51\u2033 bottom_divider_height=\"37px \" box_shadow_style=\"preset6\u2033 box_shadow_horizontal=\"-80px \" box_shadow_vertical=\"-80px \" box_shadow_blur=\"80px \" box_shadow_spread=\"-40px \" box_shadow_color=\"#ffffff\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\u2033 use_custom_gutter=\"on \" gutter_width=\"4\u2033 make_equal=\"on \" _builder_version=\"4.19.5\u2033 custom_padding=\"23px|0px|54px|0px|false|false \" locked=\"off \" global_colors_info=\"{} \"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_image src= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/debt2.png \" title_text=\"debt2\u2033 show_bottom_space=\"off \" align_tablet=\"center \" align_phone=\" \" align_last_edited=\"on|desktop \" _builder_version=\"4.16\u2033 max_width=\"100px \" module_alignment=\"left \" custom_margin=\"||35px \" border_radii=\"on|500px|500px|500px|500px \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"23px \" box_shadow_color=\"rgba(0,0,0,0.2) \" global_colors_info=\"{} \"][\/et_pb_image][et_pb_text _builder_version=\"4.19.5\u2033 text_text_color=\"#7272ff \" header_font=\"Raleway|700||||||| \" header_text_color=\"#434343\u2033 header_font_size=\"32px \" header_line_height=\"1.5em\" custom_margin=\"||20px|\" animation_style=\"slide\" animation_direction=\"bottom\" animation_intensity_slide=\"10%\" locked=\"off\" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][et_pb_divider color=\"#b38d51\u2033 divider_weight=\"3px \" disabled_on=\"on|on|off \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" max_width=\"40px \" module_alignment=\"left \" height=\"30px \" custom_margin=\"-10px||10px| \" animation_style=\"zoom \" animation_direction=\"left \" saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_text _builder_version=\"4.16\u2033 text_font=\"Lato|||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"17px \" text_line_height=\"1.6em \" custom_padding=\"3px||||| \" animation_style=\"zoom \" animation_intensity_zoom=\"6% \" locked=\"off \" global_colors_info=\"{} \"]<\/p>\n Loan regulations are based on a set of laws that combine common contract law with banking law.<\/p>\n A number of factors need to be carefully considered: firstly, the lender's obligation to provide adequate warnings, information and advice before granting a loan.<\/p>\n Next, it is important to check whether the loan complies with various requirements relating to the TEG or TAEG, the application of rates, usury and the impact of currency fluctuations.<\/p>\n During the execution of the loan contract, constant vigilance is required. This mainly concerns non-compliance with the repayment schedule, with the risk of default<\/b>.<\/p>\n You should react immediately to request an adjustment to the repayment terms (suspension, rescheduling) in order to avoid having to repay the capital in its entirety, in addition to incurring heavy penalties.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_image src= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/fees.png \" title_text=\"fees \" show_bottom_space=\"off \" align_tablet=\"center \" align_phone= \" \" align_last_edited=\"on|desktop \" _builder_version=\"4.19.5\u2033 max_width=\"100px \" module_alignment=\"left \" custom_margin=\"||35px \" border_radii=\"on|500px|500px|500px|500px \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"23px \" box_shadow_color=\"rgba(0,0,0,0.2) \" global_colors_info=\"{} \"][\/et_pb_image][et_pb_text _builder_version=\"4.19.5\u2033 text_text_color=\"#7272ff \" header_font=\"Raleway|700||||||| \" header_text_color=\"#434343\u2033 header_font_size=\"32px \" header_line_height=\"1.5em\" custom_margin=\"||20px|\" animation_style=\"slide\" animation_direction=\"bottom\" animation_intensity_slide=\"10%\" locked=\"off\" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][et_pb_divider color=\"#b38d51\u2033 divider_weight=\"3px \" disabled_on=\"on|on|off \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" max_width=\"40px \" module_alignment=\"left \" height=\"30px \" custom_margin=\"-10px||10px| \" animation_style=\"zoom \" animation_direction=\"left \" saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_text _builder_version=\"4.16\u2033 text_font=\"Lato|||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"17px \" text_line_height=\"1.6em \" animation_style=\"zoom \" animation_intensity_zoom=\"6% \" locked=\"off \" global_colors_info=\"{} \"]<\/p>\n Financial institutions provide three types of services: deposit accounts (current and savings accounts), loans and means of payment (Article L. 311-1 of Code Mon\u00e9taire et Financier<\/a><\/span>).<\/p>\n For these services, financial institutions set charges<\/b> which may be referred to by various names: interest, agios, fees, commissions, etc.<\/p>\n Some charges are determined freely by terms while others are strictly regulated by law.<\/p>\n By checking compliance with both the contractual clauses and the pricing conditions, we can sometimes identify abusive practices or even unjustified charges.<\/p>\n You may then request a refund.<\/p>\n \n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 custom_padding_last_edited=\"off|desktop \" prev_background_color=\"#ffffff \" admin_label=\"Menu\" module_id=\"section_2\u2033 _builder_version=\"4.16\u2033 use_background_color_gradient=\"on \" background_color_gradient_stops=\"rgba(255,255,255,0.41) 100%|rgba(255,255,255,0.41) 100% \" background_color_gradient_overlays_image=\"on \" background_color_gradient_start=\"rgba(255,255,255,0.41) \" background_color_gradient_start_position=\"100% \" background_color_gradient_end=\"rgba(255,255,255,0.41) \" background_image= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2018\/12\/exclusive_paper.png \" custom_margin=\"||0px \" custom_padding=\"52px|0px|85px|0px|false|false \" custom_padding_tablet=\"50px|||| \" top_divider_style=\"slant \" top_divider_height=\"60px \" bottom_divider_style=\"slant \" bottom_divider_color=\"#ffffff \" bottom_divider_height=\"60px \" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\u2033 use_custom_gutter=\"on \" gutter_width=\"4\u2033 make_equal=\"on \" _builder_version=\"4.16\u2033 custom_padding=\"43px|0px|54px|0px|false|false \" locked=\"off \" global_colors_info=\"{} \"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_image src= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/debt3.png \" title_text=\"debt3\u2033 show_bottom_space=\"off \" align_tablet=\"center \" align_phone=\" \" align_last_edited=\"on|desktop \" _builder_version=\"4.19.5\u2033 max_width=\"100px \" module_alignment=\"left \" custom_margin=\"||35px \" border_radii=\"on|500px|500px|500px|500px \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"23px \" box_shadow_color=\"rgba(0,0,0,0.2) \" global_colors_info=\"{} \"][\/et_pb_image][et_pb_text _builder_version=\"4.19.5\u2033 text_text_color=\"#7272ff \" header_font=\"Raleway|700||||||| \" header_text_color=\"#434343\u2033 header_font_size=\"32px \" header_line_height=\"1.5em\" custom_margin=\"||20px|\" animation_style=\"slide\" animation_direction=\"bottom\" animation_intensity_slide=\"10%\" locked=\"off\" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][et_pb_divider color=\"#b38d51\u2033 divider_weight=\"3px \" disabled_on=\"on|on|off \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" max_width=\"40px \" module_alignment=\"left \" height=\"30px \" custom_margin=\"-10px||10px| \" animation_style=\"zoom \" animation_direction=\"left \" saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_text _builder_version=\"4.16\u2033 text_font=\"Lato|||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"17px \" text_line_height=\"1.6em \" animation_style=\"zoom \" animation_intensity_zoom=\"6% \" locked=\"off \" global_colors_info=\"{} \"]<\/p>\n Every year in France, payment fraud generates an average amount of embezzlement estimated at \u20ac1.3 billion.<\/p>\n Cheques are the main means of payment misappropriated, followed by bankcards and then transfers.<\/p>\n Users must ensure the integrity of their means of payment is preserved, particularly their security features (confidential codes, identifiers, etc.), and should never disclose them<\/b> to any third party, even if that third party is acting in the name of a bank.<\/p>\n However, financial institutions' security systems are not foolproof:<\/p>\n exceeding authorised limits<\/b> for a given type of transaction<\/p>\n<\/li>\n inconsistency of transactions<\/b> (amount, beneficiary, foreign payment)<\/p>\n<\/li>\n exploitation of IT failures<\/b> (unknown IP address, failure to suspend means of payment in advance)<\/p>\n<\/li>\n<\/ul>\n Consult our decisions in banking law<\/a><\/span>, and assert your rights to be reimbursed for fraudulent transactions on your accounts.<\/p>\n \n [\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_image src= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/caution-1.png \" title_text=\"caution 1\u2033 show_bottom_space=\"off \" align_tablet=\"center \" align_phone= \" \" align_last_edited=\"on|desktop \" _builder_version=\"4.19.5\u2033 max_width=\"100px \" module_alignment=\"left \" custom_margin=\"||35px \" border_radii=\"on|500px|500px|500px|500px \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"23px \" box_shadow_color=\"rgba(0,0,0,0.2) \" global_colors_info=\"{} \"][\/et_pb_image][et_pb_text _builder_version=\"4.19.5\u2033 text_text_color=\"#7272ff \" header_font=\"Raleway|700||||||| \" header_text_color=\"#434343\u2033 header_font_size=\"32px \" header_line_height=\"1.5em\" custom_margin=\"||20px|\" animation_style=\"slide\" animation_direction=\"bottom\" animation_intensity_slide=\"10%\" locked=\"off\" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][et_pb_divider color=\"#b38d51\u2033 divider_weight=\"3px \" disabled_on=\"on|on|off \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" max_width=\"40px \" module_alignment=\"left \" height=\"30px \" custom_margin=\"-10px||10px| \" animation_style=\"zoom \" animation_direction=\"left \" saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_text _builder_version=\"4.16\u2033 text_font=\"Lato|||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"17px \" text_line_height=\"1.6em \" animation_style=\"zoom \" animation_intensity_zoom=\"6% \" locked=\"off \" global_colors_info=\"{} \"]<\/p>\n The most important guarantee associated with loan contracts is the surety bond, which is contracted for more than 80% of loans.<\/p>\n Defending the Guarantor's rights involves a series of increasingly numerous and technical control points, some of which have been refined by the Order of 16 September 2021, in force since 1 January 2022:\u00a0<\/p>\n exception(s)<\/p>\n<\/li>\n disproportionality<\/p>\n<\/li>\n failure to warn<\/p>\n<\/li>\n irregularities<\/p>\n<\/li>\n failure to inform<\/p>\n<\/li>\n early repayment, etc.<\/p>\n<\/li>\n<\/ul>\n In addition to this main guarantee, there are other ways of protecting the lender, such as pledging receivables, pledging company shares, pledging a goodwill, pledging an account, pledging a mortgage, and so on.<\/p>\n Each guarantee is governed by its own strict formalities and rules, requiring legal control from negotiation through conclusion to execution.<\/p>\n \n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 custom_padding_last_edited=\"off|desktop \" admin_label=\"Menu \" module_id=\"section_4\u2033 _builder_version=\"4.19.5\u2033 use_background_color_gradient=\"on \" background_color_gradient_type=\"circular \" background_color_gradient_direction_radial=\"top right \" background_color_gradient_stops=\"rgba(255,255,255,0) 0%|#ffffff 56%|rgba(255, 255, 255, 1) 57% \" background_color_gradient_overlays_image=\"on \" background_color_gradient_start=\"rgba(255,255,255,0) \" background_color_gradient_end=\"#ffff \" background_color_gradient_end_position=\"60% \" background_image=\"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/blockchain-g94dc03c52_1920.jpg \" custom_margin=\"||16px||| \" custom_padding=\"46px|0px|1px|0px|false|false \" custom_padding_tablet=\"50px||| \" bottom_divider_color=\"#b38d51\u2033 bottom_divider_height=\"37px \" background_last_edited=\"on|phone \" use_background_color_gradient_phone=\"on \" background_color_gradient_direction_radial_phone=\"top right \" background_color_gradient_stops_phone=\"rgba(255,255,255,0) 0%|#ffffff 36%|#ffffff 86% \" box_shadow_style=\"preset6\u2033 box_shadow_horizontal=\"80px \" box_shadow_vertical=\"-80px \" box_shadow_blur=\"80px \" box_shadow_spread=\"-40px \" box_shadow_color=\"#ffffff \" locked=\"off \" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\u2033 use_custom_gutter=\"on \" gutter_width=\"4\u2033 make_equal=\"on \" _builder_version=\"4.16\u2033 custom_padding=\"23px|0px|54px|0px|false|false \" locked=\"off \" global_colors_info=\"{} \"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_image src= \"https:\/\/www.muse-avocats.com\/wp-content\/uploads\/2023\/02\/crypto1.png \" title_text=\"crypto1\u2033 show_bottom_space=\"off \" align_tablet=\"center \" align_phone= \" \" align_last_edited=\"on|desktop \" _builder_version=\"4.19.5\u2033 max_width=\"100px \" module_alignment=\"left \" custom_margin=\"||35px \" border_radii=\"on|500px|500px|500px|500px \" box_shadow_style=\"preset1\u2033 box_shadow_blur=\"23px \" box_shadow_color=\"rgba(0,0,0,0.2) \" global_colors_info=\"{} \"][\/et_pb_image][et_pb_text _builder_version=\"4.19.5\u2033 text_text_color=\"#7272ff \" header_font=\"Raleway|700||||||| \" header_text_color=\"#434343\u2033 header_font_size=\"32px \" header_line_height=\"1.5em\" custom_margin=\"||20px|\" animation_style=\"slide\" animation_direction=\"bottom\" animation_intensity_slide=\"10%\" locked=\"off\" global_colors_info=\"{}\"]<\/p>\n [\/et_pb_text][et_pb_divider color=\"#b38d51\u2033 divider_weight=\"3px \" disabled_on=\"on|on|off \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" max_width=\"40px \" module_alignment=\"left \" height=\"30px \" custom_margin=\"-10px||10px| \" animation_style=\"zoom \" animation_direction=\"left \" saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_text _builder_version=\"4.16\u2033 text_font=\"Lato|||||||| \" text_text_color=\"#7777\u2033 text_font_size=\"17px \" text_line_height=\"1.6em \" animation_style=\"zoom \" animation_intensity_zoom=\"6% \" locked=\"off \" global_colors_info=\"{} \"]<\/p>\n Cryptocurrencies developed in the 2010s.<\/p>\n There are now more than 5,000 cryptoassets, worth $2031 billion*.<\/p>\n The number of scams and frauds linked to cryptocurrencies is constantly on the rise.<\/p>\n In 2021, worldwide, the total amount of petty theft jumped by +600 % to a total of $10.5 billion in losses, compared with $1.5 billion in 2020.<\/p>\n Neither the European Union nor the Member States have provided a comprehensive legal framework for these currencies or their trade.<\/p>\n While the cryptocurrency market is booming, the development of increasingly convincing scams is in full swing and is now coming up against legal uncertainties as to which regime to apply.<\/p>\n Liability claims may be brought.<\/p>\n \n *(in May 2021)<\/em><\/span><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.19.2\u2033 custom_margin=\"||-44px||false|false \" custom_margin_tablet=\"||-44px||false|false \" custom_margin_phone=\"||-44px||false|false \" custom_margin_last_edited=\"on|phone \" custom_padding=\"3px||||| \" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\u2033 custom_margin=\"49px|auto|||auto|| \" custom_padding=\"||4px||| \" global_colors_info=\"{} \"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 global_colors_info=\"{} \"][et_pb_button button_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI3In19@ \" button_text=\"Contact us\" button_alignment=\"center \" _builder_version=\"4.19.2\u2033 _dynamic_attributes=\"button_url \" custom_button=\"on \" button_text_color=\"#b38d51\u2033 button_border_width=\"1px \" button_border_radius=\"35px \" button_font=\"|600||||||| \" button_icon=\"\ue090||divi||400\u2033 button_icon_color=\"#e09900\u2033 background_layout_tablet=\" \" background_layout_phone= \" \" background_layout_last_edited=\"on|desktop \" locked=\"off \" global_colors_info=\"{} \" button_text__hover_enabled=\"off|desktop \" background_layout__hover_enabled=\"on|desktop \"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"4.16\u2033 custom_margin=\"-7px||||| \" custom_padding=\"75px|0px|20px|0px|false|false \" locked=\"off \" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.16\u2033 custom_padding=\"23px|0px|16px|0px|false|false \" global_colors_info=\"{} \"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_divider color=\"#e8e8e8\u2033 _builder_version=\"4.16\u2033 height=\"1px \" global_colors_info=\"{} \"][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"section \" _builder_version=\"4.16\u2033 background_color=\"#ffffff \" custom_padding=\"21px||0px||false|false \" custom_padding_tablet=\"0px||0px| \" transparent_background=\"off \" locked= \"off \" global_colors_info=\"{} \"][et_pb_row column_padding_mobile=\"on \" custom_padding_last_edited=\"on|desktop \" admin_label=\"Row \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"16px||0px||false|false \" custom_padding_tablet=\"64px||0px| \" custom_padding_phone= \" \" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text admin_label=\"Text\" _builder_version=\"4.16\u2033 text_font=\"Raleway|700||||||| \" text_text_color=\"#282828\u2033 text_font_size=\"8em \" text_line_height=\"1em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" text_font_size_tablet=\"4em \" text_font_size_phone= \" \" text_font_size_last_edited=\"on|tablet \" use_border_color=\"off \" border_color=\"#ffffff \" border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n FAQs<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_padding_mobile=\"on \" custom_padding_last_edited=\"on|desktop \" admin_label=\"Row \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"23px||92px||false|false \" custom_padding_tablet=\"0px||64px| \" custom_padding_phone= \" \" custom_width_px=\"940px \" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text admin_label=\"Text \" _builder_version=\"4.16\u2033 text_font=\"Lato|300||||||| \" text_text_color=\"#777777\u2033 text_font_size=\"24px \" text_line_height=\"1.4em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" text_orientation=\"justified \" max_width=\"1200px \" module_alignment=\"center \" text_font_size_tablet= \"18\u2033 text_font_size_phone= \" \" text_font_size_last_edited=\"on|tablet \" use_border_color=\"off \" border_color=\"#ffffff \" border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Frequently Asked Questions [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Section \" _builder_version=\"3.0.74\u2033 background_color=\"#f7f7f7\u2033 custom_padding=\"0px||0px| \" custom_padding_tablet=\"0px||0px| \" transparent_background=\"off \" padding_mobile=\"on \" global_module=\"223608\u2033 saved_tabs=\"all \" locked=\"off \" global_colors_info=\"{} \"][et_pb_row column_padding_mobile=\"on \" custom_padding_last_edited=\"on|desktop \" admin_label=\"Row \" _builder_version=\"4.16\u2033 background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"100px||0px||false|false \" custom_padding_tablet=\"90px||0px| \" custom_padding_phone= \" \" global_colors_info=\"{}\"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{}\"][\/et_pb_divider][et_pb_toggle title=\"What is the first consultation? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.16\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone= \" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n La first consultation<\/strong> enables your lawyer to examine your situation in order to identify the various legal issues that arise. During this meeting, your lawyer will consult the relevant documents in your file in order to complete his analysis (contract(s), invoice(s), exchange(s) between the various parties involved, accounting documents, witness statements, affidavits, bailiff's reports, etc.). If the information provided is sufficient, a summary may be given to you at the end of this first meeting to explain the state of the law, how it relates to your personal situation and the possible avenues of recourse to protect your rights. [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{}\"][\/et_pb_divider][et_pb_toggle title=\"What happens after this first meeting? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.16\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone= \" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Sometimes it is difficult to resolve all the outstanding issues of a case at the end of a single consultation. Because a case is so complex, we need to request additional documents and\/or information from third parties (administrative authorities, public registers, bailiffs' summonses) or to cross-check information in our professional databases<\/b>.<\/p>\n At this stage, your lawyer will give you a roadmap<\/b> outlining all the actions to be taken and the strategy to be followed in order to reach a solution<\/b>.<\/p>\n All the foreseeable steps will be detailed in a fee agreement<\/b>, which will give you an estimated time<\/b> to carry out the formalities (drafting of deeds, compulsory formalities, forensic, court referrals, pleadings, enforcement of judgement).<\/p>\n [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{}\"][\/et_pb_divider][et_pb_toggle title=\"Is the first consultation charged? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.16\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone= \" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Should you decide to entrust your case to us, your initial consultation will automatically be subject to a refund<\/b> on your first invoice. However, if the initial consultation is a one-off and does not involve any sequel, the cost of the initial consultation will be set at the preferential flat rate of \u20ac69,00<\/b> excluding VAT.<\/p>\n [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{}\"][\/et_pb_divider][et_pb_toggle title=\"How much does a Lawyer cost? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.16\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone= \" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Fees charged by MUSE AVOCATS lawyers are usually billed on a time-spent basis<\/b>.<\/p>\n However, depending on each specific case<\/b>, its complexity and what is at stake, how many steps need to be taken and the client's financial resources, a tailor-made fixed fee<\/b> may be set so your budget is under control.<\/p>\n For more detail, please check the Services and fees<\/strong><\/a><\/span> page.<\/p>\n [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_toggle title=\"Can I pay in instalments? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.21.0\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" text_orientation=\"justified \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone=\" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Yes<\/b>Thanks to our online payment service provider Stripe\u00ae and payment operator Klarna, you can choose to pay your fees by three (3) <\/strong>free of charge<\/b>. [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_toggle title=\"Are your fees covered by legal expenses insurance? \" open_toggle_text_color=\"#000000\u2033 open_toggle_background_color=\"#f7f7f7\u2033 closed_toggle_text_color=\"#000000\u2033 closed_toggle_background_color=\"#f7f7f7\u2033 icon_color=\"#000000\u2033 open_icon_color=\"#000000\u2033 admin_label=\"Toggle \" _builder_version=\"4.16\u2033 title_text_color=\"#000000\u2033 title_level=\"h4\u2033 title_font=\"Raleway|700||||||| \" title_font_size=\"24\u2033 body_font=\"Lato|||||||| \" body_text_color=\"#666666\u2033 body_font_size=\"18\u2033 body_line_height=\"1.6em \" background_size=\"initial \" background_position=\"top_left \" background_repeat=\"repeat \" custom_padding=\"2px|0px|2px|0px \" title_font_size_tablet=\"18\u2033 title_font_size_phone= \" \" title_font_size_last_edited=\"on|tablet \" custom_css_toggle_icon=\"font-size:20px;|| \" border_width_all=\"1px \" border_color_all=\"#f7f7\u2033 border_style_all=\"solid \" use_border_color=\"on \" border_color=\"#f7f7\u2033 border_style=\"solid \" global_colors_info=\"{}\"]<\/p>\n Yes,<\/b> in accordance with the deductibles and coverage limits set out in the general and\/or special terms and conditions of your insurance policy. \n\nAlso, please remember your insurance company cannot impose a lawyer on you. You are free to appoint any counsel you wish: our fees will be covered.<\/p>\n [\/et_pb_toggle][et_pb_divider color=\"#222222\u2033 divider_weight=\"4\u2033 admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"0px \" hide_on_mobile=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][et_pb_divider show_divider=\"off \" admin_label=\"Divider \" _builder_version=\"4.16\u2033 height=\"133px \" hide_on_mobile=\"off \" global_colors_info=\"{} \"][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 admin_label=\"Section \" _builder_version=\"3.22\u2033 background_color=\"#3c3d41\u2033 custom_padding=\"1px||0px||false|false \" custom_padding_tablet=\"0px|||0px|\" transparent_background=\"off \" global_module=\"3900\u2033 saved_tabs=\"all \" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_4,1_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"60px|0px|75px|0px|false|false \" global_colors_info=\"{} \"][et_pb_column type=\"1_2\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text admin_label=\"Text\" _builder_version=\"4.19.2\u2033 text_font=\"|||||||| \" text_text_color=\"rgba(255,255,255,0.82) \" text_font_size=\"12px \" header_2_font=\"Raleway|800||||||| \" header_2_text_color=\"#ffffff \" header_2_letter_spacing=\"1px \" max_width=\"63% \" max_width_tablet= \" \" max_width_phone=\"100% \" max_width_last_edited=\"on|phone \" module_alignment=\"center \" global_colors_info=\"{}\"]<\/p>\n #<\/span>MUSE AVOCATS<\/p>\n Your law firm in Lyon. We welcome you to one of our offices in Lyon. We can also handle all your requests online, wherever you are. Welcome to the age of digital law!<\/p>\n [et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text _builder_version=\"4.19.2\u2033 text_font=\"|||||||| \" text_text_color=\"rgba(255,255,255,0.8) \" link_font=\"|||||||| \" header_4_font=\"Raleway|600||on||||| \" header_4_text_color=\"#ffffff \" header_4_font_size=\"15px \" header_4_letter_spacing=\"1px \" width=\"100% \" custom_padding=\"|0px|||| \" global_colors_info=\"{}\"]<\/p>\n Home<\/a><\/span><\/p>\n Expertise<\/a><\/span><\/p>\n Services and fees<\/a><\/span><\/p>\n Our Blog<\/span><\/a><\/p>\n Contact<\/a><\/span><\/p>\n Credits\u00a0&\u00a0<\/span>Personal data processing<\/span><\/a><\/span><\/p>\n <\/span>[et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text _builder_version=\"4.16\u2033 text_font=\"|||||||| \" text_text_color=\"rgba(255,255,255,0.8) \" header_4_font=\"Raleway|600||on||||| \" header_4_text_color=\"#ffffff \" header_4_font_size=\"15px \" header_4_letter_spacing=\"1px \" global_colors_info=\"{} \"]<\/p>\n [\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.19.2\u2033 custom_margin=\"-15px|| \" global_colors_info=\"{} \"][et_pb_social_media_follow_network social_network=\"facebook \" url=\"https:\/\/fr-fr.facebook.com\/MUSEAVOCATS\/ \" _builder_version=\"4.19.2\u2033 background_color=\"#3b5998\u2033 global_colors_info=\"{} \" follow_button=\"off \" url_new_window=\"on \"]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"linkedin \" url=\"https:\/\/www.linkedin.com\/company\/muse-avocats\/ \" _builder_version=\"4.19.2\u2033 background_color=\"#007bb6\u2033 global_colors_info=\"{} \" follow_button=\"off \" url_new_window=\"on \"]linkedin[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\u2033 _builder_version=\"3.17.6\u2033 background_color=\"#1c1c1c \" custom_margin=\"-10px|| \" custom_padding=\"0|0px|0|0px|false|false \" global_module=\"474\u2033 global_colors_info=\"{} \"][et_pb_row _builder_version=\"4.16\u2033 global_colors_info=\"{} \"][et_pb_column type=\"4_4\u2033 _builder_version=\"4.16\u2033 custom_padding=\"||| \" global_colors_info=\"{} \" custom_padding__hover=\"||| \"][et_pb_text _builder_version=\"4.21.0\u2033 text_font=\"|||||||| \" text_text_color=\"#ffffff \" link_font=\"|700||||||| \" link_text_color=\"#ffffff \" global_colors_info=\"{} \"]<\/p>\n \u00a9 2025 GIE #MUSE Lawyers<\/strong> –\u00a0<\/a>All rights reserved Website designed by NETYGO<\/a><\/p>\n [et_pb_text][et_pb_text content_tablet= \" \" content_phone= \"<\/p>\n Find your lawyer in Lyon and the Auvergne - Rh\u00f4ne-Alpes region: commercial law (commercial lease<\/strong>court, commercial court, etc.), real estate<\/strong>We can advise you on a wide range of legal issues, including criminal law, insurance law and construction law. Assists you and advises you on your business. Carries property auctions<\/strong>handles both insurance and banking litigation. Intervenes to recover your unpaid rent<\/strong> on your business premises<\/strong>. Appears before the Court of First Instance<\/strong> or the Commercial Court<\/strong> for any represented<\/strong>.<\/span><\/p>\n \u00a0\" content_last_edited=\"on|phone \" _builder_version=\"4.19.2\u2033 global_colors_info=\"{}\"]<\/p>\n Find your lawyer in Lyon and the Auvergne - Rh\u00f4ne-Alpes region: commercial law (commercial lease<\/strong>court, commercial court, etc.), real estate<\/strong>We can advise you on a wide range of legal issues, including criminal law, insurance law and construction law. Assists you and advises you on your business. Carries property auctions<\/strong>handles both insurance and banking litigation. Intervenes to recover your\u00a0unpaid rent<\/strong> on your business premises<\/strong>. Appears before the Court of First Instance<\/strong> or the Commercial Court<\/strong> for any represented<\/strong>.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":" Lawyers in Banking Law in Lyon Managing your deposit accounts, analysing your loan agreements, handling a case of fraud: the fields of banking law are as many as they are technical to deal with.#MUSE AVOCATS: a group of lawyers specialising in banking law We are a group of lawyers specialising in a wide range of fields, working together to provide you with the [...]<\/p>","protected":false},"author":38,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-225344","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nBanking Lawyers in Lyon<\/span><\/h1>\n
Managing your deposit accounts, analysing your loan agreements, dealing with a case of fraud: the fields of banking law are as numerous as they are technical.<\/span><\/h3>\n
#<\/span>MUSE AVOCATS: a group of lawyers specialising in commercial law<\/h2>\n
MUSE Avocats is a partnership between lawyers with expertise in a wide range of legal areas<\/b> offering a 100% independent online platform.<\/h3>\n
So you get all the advice you need, with the benefit of real-time tracking of your cases<\/b> and direct contact with your lawyer<\/b>, with no intermediaries.<\/h3>\n
#<\/span>MUSE AVOCATS: a group of lawyers specialising in banking law<\/h2>\n
MUSE Avocats is a partnership between lawyers with expertise in a wide range of legal areas<\/b> offering a 100% independent online platform.<\/h3>\n
So you get all the advice you need, with the benefit of real-time tracking of your cases<\/b> and direct contact with your lawyer<\/b>, with no intermediaries.<\/h3>\n
#<\/span>MUSE AVOCATS: a group of lawyers specialising in banking law<\/h2>\n
We are a group of lawyers with expertise in a wide range of areas. wide range of legal areas<\/strong>,
<\/strong>gathered around a independent 100 % online platform<\/strong>.<\/h3>\nYou'll benefit from all the expertise you're looking for, with a real-time monitoring of your files<\/strong>
and a direct contact<\/strong> with your lawyer without intermediaries<\/strong>.<\/h3>\n
#<\/span><\/strong>Expertise
#<\/span><\/strong>Confidentiality<\/p>\n
#<\/span><\/strong>Expertise
#<\/span><\/strong>Confidentiality<\/p>\n
#<\/span><\/strong>Expertise
#<\/span><\/strong>Confidentiality<\/p>\nBank loans<\/h3>\n
Bank charges<\/h3>\n
Fraud<\/h3>\n
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Surety bonds, pledges, mortgages, etc.\u00a0<\/h4>\n
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Cryptocurrencies & NFT<\/h4>\n
The following is a selection of frequently asked questions. For further information, please use our contact form<\/font><\/a> or the chat module at the bottom of the page.<\/p>\nQuick Navigation<\/h4>\n
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